Lissette had lost her husband on July 4th, He had been serving and died saving children. The story opens in the fall of the year and Lissette has just discovered their son Kyle is going deaf. To make matters worse, Rafferty, the half brother who inherited her husband's large life insurance policy instead of her, shows up.
Rafferty had come not to cause more pain but to help and to return the money he felt belonged to Lissette, not him. He is as different from his deceased half brother as night is to day. Lissette is interested even though she knows it is very wrong.
The story unfolds in touching, funny and sometimes unpredictable ways. Unlike her husband, Rafferty encourages Lissette's timidly growing self confidence when trying to build her new bakery business. Although the story has a dog, a little boy, a prize winning cutting horse and great characters it falls a little short of the warm fuzzy feeling one gets in some Christmas stories. It is however a very comfortable read.